Index Annuity: Market-Linked Growth with Protection

 

An Index Annuity, also known as a Fixed Index Annuity (FIA), is a long-term savings product that offers growth potential based on the performance of a specific market index, like the S&P 500, while protecting your investment from market downturns.

• No Direct Market Investment: Earn interest based on the index’s performance without risking your principal in the stock market.

• Guaranteed Protection: Even if the market performs poorly, your investment is safeguarded with a guaranteed minimum return.

 

 

Key Benefits of an Index Annuity

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1. Growth Potential
   Your interest is tied to a market index, offering the opportunity for higher returns than traditional fixed annuities.

2. Protection from Losses
   Even in a declining market, your principal is protected, ensuring you won’t lose any of your original investment.

3. Flexibility
   Choose from various index strategies to match your financial goals and risk tolerance.

4. Tax-Deferred Growth
   Interest earned grows tax-deferred, meaning you won’t pay taxes until you begin withdrawing your funds.

 

 

Is It Right for You?

 

An Index Annuity is ideal for those seeking a balance between risk and reward, providing the potential for market-linked growth along with the security of downside protection. It’s a smart choice for those looking to secure a guaranteed income stream for retirement while minimizing risk.